Every now and then you come across some news regarding auto accidents in Houston and nearby areas. It is possible that you or your acquaintance could be involved in one such accident. Once you assure your safety, it’s time to look into the financial claims that you could make to recover your losses. Most of us are not well aware of the steps to take in order to make your auto accident claim and often miss out a lot.
Although it is advisable to consult any reputed Personal Injury Lawyer in Houston, here is a quick guide to help you learn more about the process and obligations you have to win the claim.
- Reach Out To Your Insurance Company:
Once you make sure you are safe, contact your insurance company and inform them about the incident along with necessary details such as the place of accident and persons involved. Call them and drop an email as well. This serves as the first-hand information to your insurance provider so that they are aware of your situation.
- Gather Information Related To Your Accident:
Regardless of the fact that it was the other driver’s fault that led to the accident, you need to present your case with all the possible details. Gather as much information as you can such as the photos from the place of incident, the details about the driver or vehicles involved, weather conditions of the day of the accident, traffic signals or any witness to the accident. You can make use of your smartphone to capture the details or refer any local news to collect the relevant data. List down all the minor details that you can recall. You never know what could be helpful.
- Keep The Records And Receipts Safely:
In order to help your personal injury attorney with your claim, it is advisable that you collect the detailed records for your injuries as well as any diagnosis that suggests the necessity of future treatment. Maintain a file with all your medical statements and invoices concerned with the injury.
- What Type Of Damages You Can Claim For?
In case of personal injury, you are eligible to make a claim for various tangible and intangible losses. The direct expenses such as doctor’s fees and cost of medicines are easy to claim. On the other hand, indirect expenses such as housekeeping charges you have to hire due to the injury or traveling cost incurred due to the same, are difficult to calculate, but proper records can help you recover those as well. You can even claim income losses that include your direct salaries or the clients that you denied during the recovery period. It is suggested that you note down all the meetings, emails or inquiries that can be used to support your claim.
- Track The Conversation With Your Insurance Company:
As it may suggest, you need to have clear records of the conversation that you had with your insurance company, along with all the possible details such as names and designation of the persons that you are talking with and the respective time stamps as well. Clearly note down all the dates and agreements offered as a part of recovery. It is often seen that your insurance company denies the promises in front of the court that they made during their initial calls. If you have evidence supporting the conversation, such as emails, messages or call records, you can easily win the claim.
- Look For Recent Laws And Amendments:
Before you make a claim, make sure you have discussed all the laws applicable to your case and how are they going to affect the same. Also, most cases may go on for quite a long period of time. It is prudent to be aware of any recent laws or changes that might have happened in past laws concerned with your case. Ask your attorney about the same from time to time.
Apart from these, you need to remain honest and clear with your lawyer and initiate clear conversation form the day one. No matter how severe your case might be, a good attorney can win it for you. Look for the best available options in your area and approach them with all the required information.