What Do You Do After An Auto Accident

Car wrecks happen for a variety of reasons. However, one thing that you need to realize is they are going to happen more often than what you think, and there are certain steps that you need to take to make sure the accident is investigated how it happened, instead of ending up in he said, she said a type of battle.

With that being the case here are some of the steps that you need to take once you have been involved in an auto accident. Then you can finally have a chance of winning any future settlements, but also avoid any legal problems. The first thing that you need to do and remember is that you should never, ever, leave the scene of an accident. When you leave the scene of the accident, it is considered hit and run. This is very true if their was any injuries that happened in the accident. If there are injuries and people, leave the accident scene then they could be considered a hit and run driver, and this can lead to criminal charges being filed against the driver who left the scene.

Before even thinking about considering the damage to the vehicles it is important to consider the people. Yes, it is understandable to be upset, but as a human being, it is important first to look at the other people and anyone in your vehicle and make sure that everyone is safe and not injured from the accident. If there are any injuries, make sure the proper emergency response people are contacted. When the police are contacted, make sure to record the name of the officer and their badge number. By doing this, it is going to be easier for people to get a copy of the report, but also know the name of the officer. Then they can make sure if it goes to court for any legal reason the proper officer who did the investigation is present and not another officer who is just going to read off of the report. Something else that needs to be done is getting the information of the other drivers.

This will include their names, address, insurance information, license plate information and if possible drivers license number. This way people will have proof that these people were at the accident scene and were part of the accident. However, it should be done in a way that is warm and welcoming to the other people who are in the accidents as well. With the advent of cell phone cameras, everyone has an instant camera. So it is very important if you can to try and get pictures of what happened at the accident scene. This way people can have a documented picture of the damage that was done by the accident but also has pictures of how the vehicles were situated and how they are positioned in case someone tries to move their vehicle before the police arrive on the scene to do their report. A final thing that people need to consider is never to admit guilt for the accident or apologize. Just doing something as simple as saying you are sorry for the crash can be seen in a court’s eyes as an admission of guilt. So make sure that these words never come out of the mouth or it could ruin the entire case, even if it is clearly obvious the other person ran the red light. So people will want to avoid any admission of guilt coming out of their mouth.

When people are involved in a car accident, they need to realize there are a lot of things they should be doing. However, people tend to forget these things because they are overcome with the fear of not knowing what is going to happen. This is when people should know more about the things they should be doing after they are involved in an auto accident. Without knowing about these things, it is very easy for people to make a mistake in what they are doing and end up costing themselves a settlement from the accident claim they can file. For more information for a free consultation contact Personal Injury Lawyer NJ – Lord, Kobrin, Alvarez, and Fattell, LLC Car accident lawyer Elizabeth NJ

Malta Law Firm At The Top

csb law firm in Malta

Everything You Need To Know About Maltese Law Firm CSB Group

Many businesses that are looking to conduct operations in Malta look towards highly skilled law firms to help them. This is because Maltese law can differ in many different aspects when compared to countries such as France. Many businesses, both large and small, look towards highly reputable and efficient law firms in Malta to help them out with their plans and operations. This article will focus on CSB Group Malta, a law firm with operations in Malta that has garnered an exceptional reputation.

CSB Group has extensive experience in Malta which is un-matched by its competitors. One of the biggest complaints by businesses who are trying to run operations in Malta is the fact that many of law firms they encounter don’t have the extensive experience seen by many of the law firms found in other parts of the world. This means that they can become uneasy at the advice that they are given as they may question whether it is applicable to their situation or not. Many businesses understand that problems with the law can lead to extremely large costs that can sometimes even lead to bankruptcy.

Thankfully, CBS Group has the extensive experience that is necessary to provide advice to businesses on even the smallest aspect of Maltese law. When it comes to past clients and current clients of CBS Group, there is nothing but great things said about the law firm. This is because CBS Group has really gone above and beyond to ensure that they are able to provide businesses of many different markets to go ahead and take advantage of the opportunities in Malta without having to worry about potential legal problems.

The services provided by CBS Group range extensively in a wide range of different issues. If the issue that a business is facing in Malta is that related to commercial law, CBS Group will definitely be able to take care of it. CBS Group certainly gains most of its clients through advice needed on legal affairs that concern commercial law. Due to the large influx of businesses looking to expand to Malta, CBS Group has been able to grasp this opportunity and provide the highest quality advice to these businesses.

The costs associated with CBS Group is the most competitive throughout Malta. Many businesses are shocked as they find that the advice and services provided by CBS Group are much more reasonable and valuable when compared to other law firms that charge much higher prices than CBS Group. For businesses that are small, or large, the costs associated with the services from this law firm are simply unmatched throughout the entirety of Malta.

Hence, there is really no other law firm that matches CBS Group when it comes to legal services in Malta. There have been countless companies that have been able to enjoy the fruits of successful operations thanks to the advice and services that they have utilized through CBS Group. Check out CBS Group today to find out about their great services.


Reducing CO2 emissions for passenger cars in Europe

Electric car legislation

CO2 passenger car legislation in Europe

If you want to reduce global warming emissions, we should be looking at how to cut carbon dioxide produced by motor vehicles.

Back in 2007, the car industry and the European Union negotiated a voluntary agreement just a few years ago to reduce the emissions from 240 grams per km. Click here to read more.  But the car industry discovered that more money could be made by selling bigger cars and the agreements seemed to be thrown out of the window.

After a year, the emission was 160 grams per kilometer, and there’s no chance of reaching it. We need firm legal action, some firm proposals to reduce those emissions down to 140 to 120 and up to 100.

This will put pressure on the car industry, and they can do it because there’s an EU legislation already existing to reduce carbon dioxide emission. It seems hard to obtain, but experts around the world show how the car industry can produce significant reductions in carbon dioxide, virtually overnight. Implementation of such laws are vital for the future of our planet.


The Huge Environmental Impact of Cars

From Visually.

EU commission is being aggressive throughout the year, last 2015, there’s a new policy that the commission plans to reduce carbon dioxide emission by one-third by the year 2030 in three key industries. The three industries are automotive, housing, and agriculture. EU Commission presented justification the needs to cut CO2 emissions, but it requires technologies and investment to meet this ambition.

Its almost certain your requirements for car industry will spark serious discussion between automakers, environmentalist, and European policy makers. The carmakers already managed to cut CO2 emissions by 30% over the last two decades. Currently, car makers are obliged to cut carbon dioxide emissions to 95 grams of carbon dioxide per one kilometer by the year 2021. They are still required to reduce 70 or 80 grams per kilometer by 2025.

According to European motor industry representatives, it is simply impossible to cut CO2 emissions by additional 30% in less than one decade. The car makers fear that the new CO2 emission would require them to invest them significantly to new technologies. Over the last 20 years, the car manufacturers managed to cut carbon dioxide emissions mainly due to improvements in internal combustion engines technologies.

However, to meet new requirements, car manufacturers would need to up their spending on new technologies such as hybrid electric vehicles. Even though EU provides 80 billion euros to support its one of the R&D programs.

Car makers fear that the support may not be enough, and they need to up their own R&D spending significantly as well. However, there is a bright side of these requirements for component suppliers. Last 2013, European automotive industries and trade industries also include that component purchases. Representatives from 30 to 40% of current industry cost, so in case car makers are developing new technologies, this would be beneficial for component suppliers such as Bosch and Continental.

Moreover, unlike car makers, component producers are able to pass the cost incurred to the end consumers. So as a result of CO2 strict requirements, we may witness the increasing bargaining power of component suppliers in the European automotive industry supply chain.

Now some countries in Europe are also giving grants and financial schemes to companies who decide to go green. In Germany for example the government is giving a € 1bn incentive package for electric car purchases. In Malta, another European country, the government will give €4000 to anyone who purchase a 100% electric car. There was a huge interest for this scheme both in Malta and in Germany and companies to Greenr taxi  company in Malta took full advantage and set up companies based on 100% electric vehicles.

The Law Concerning Electronic Signatures

The Law Concerning Electronic Signatures

When you use an electronic signature there are legal ramifications, today with more and more business being conducted online e-signatures are more common.  E-signatures will make up part of your electronic records and the procedures implemented in your office.  They are legally enforceable and carry the same ramifications as a hard copy signature.  The e-signature makes the electronic document legal and binding.

The Laws

There are laws in place that govern the use and application of e-signature systems.  There are two regulations were put in place by the Uniform Electronic Transaction Act or UETA.  The other regulation is the Electronic Signatures in Global and Nation Commerce Act or more commonly called ESIGN.  Most states have started using these laws.  This has changed the way that electronic transactions are conducted while still making convenient and secure.

Signing Contracts

These laws were put in place so signatures would follow a specific legal structure.  Now electronic signatures have the same legal value as traditional hand written documents.  A document that has been signed electronically cannot be legally voided because it is in an electronic form.  A document with an electronic signature, also cannot be denied because of its format.  Contracts drawn either electronic documents or traditional paper are both considered legally binding.

Unlike a physical signature an electronic signature doesn’t require letters or some type of scribbling.  Under the UETA and ESIGN guidelines your documents are considered signed if they have an electronic symbol or sound.  The document is also legal and binding if it went through an electronic process indicating your intent to agree with the contract or document.  Electronic signatures can be a cryptographic symbol or electronic name that was authorized by you.

E-Signature Software

The signature that will be used in the document must be associated or attached to the document that needs to be signed.  It must also be captured with the right electronic signature software that keeps records of the captured signature.  The software needs to make a report of the signature and add it to the record.  The software program acts as the guarantor and needs to maintain timestamps, serial number or some other method to track the signatures they process.  If these conditions aren’t followed it may invalidate your signature.

Many businesses are now using e-signature software and it makes paperwork more efficient, but reliable software is a must.  Here is a video that explains all the legal ramifications of using e-signatures.

Renewable Energy Directive – European Commission

Renewable Energy Directive - European Commission

The Renewable Energy Directive is there to establish overall policy for the production and promotion of renewable energy within the European Union.  The directive requires EU members to switch to at least 20% renewable energy to meet energy needs by the year 2020.  This needs to be achieved through each member hitting their individual targets.  Also  EU nations also must ensure that at minimum 10% of transportation runs on renewable sources as well by 2020.

The Directive lays out specific national renewable targets for each country.  It does take into account how far along each country is on the way to renewable energy sources.  For example Malta only has to hit a target of 10% but Sweden will hit a target of 49% of renewable energy.  Each country sets out how they will meet these targets and how they will go about it in the national renewable energy action plans.


Every two year the progress towards each countries national target is measured and published in progress reports.  There are also cooperation mechanisms in place among the EU countries and some countries outside of the EU as well so they can meet their renewable energy targets.  Some ways this cooperation happens is transfers of renewable energy, joint projects in renewable energy projects and renewable support schemes.

Climate Change

Most of the European Union energy policies are with the goal of limiting global temperature changes to roughly 2C above the average temperature of the earth prior to the Industrial Age.  The 2C is viewed as the upper limit on global temperature change that will offset global warming.  Some scientist don’t believe that this is a big enough measure to stave off climate change.  The UK’s leading scientist on the subject, Kevin Anderson believes that a change in temperature of 1C is really the upper limit.

Biofuels, bioliquids, solar power, and wind power are all instrumental in getting the European Union nations to meet their targets.  Biofuels are being used to meet the transportation quotas.  The Renewable Energy Directive have spelled out the biofuels sustainability criteria, that biofuels must be produced and used in the EU to ensure that they remain environmentally friendly.


The renewable energy sector has also produced thousands of new jobs all across the European Union with the number increasing steadily over the past decade.  In 2005 there were 230,000 jobs in renewable energy while in 2009 that number had increased to over half a million.  Renewable energy is not only good for the environment it has proved beneficial to the economy as well.